How do you know you are qualified for a Medicare advantage plan?

For you to know whether you are qualified for Medicare advantage plan you will have to visit the insurance company and give your health background that will show whether you can get the plan or not. The other way is that you can make a call and get all the information too. For one to qualify for these plans you have to enroll in both part A and part B.

Those who are at the end stage of renal disease are not eligible to join in this kind of plans. The other factor that is keenly looked at is that one must live within the area where you enroll the Medicare advantage plan in. You are always advised that your Medicare advantage plan depends on your certain situation. Make sure that you choose the right plan for yourself.

Are you sure that your Medicare advantage plan is the best for you? If yes, then you are good to just with it until the end of the year where you will have to renew it. If no, there is a chance of you switching to another plan that you may think suits you.  Check for rates free online here

With Medicare advantage plan you will be able to get the best service ever. For more information, visit make a call or just visit the nearest private insurance company that offers Medicare advantage plan. Make sure to find the affordable plans in your area, do not rush or make decision before touring around and doing comparison among different plans. Some people may not be eligible to join some of the plans but there is always a place for everyone.

Back to the point, how do you know that you are qualified to join a plan? It is hard to give a straight answer at the moment without analyzing your medical history or background. See an expert who will help you in everything that you need to know, do not always get information from a friend and the rush to making decisions without clearly knowing what kind of a plan you are joining.

In most cases, many people get the chance of joining Medicare advantage plan which is the best decision ever. As a client you will be able to receive medical benefits and your medical expenses will reduce. For those who have health problem why don’t you join or enroll Medicare advantage plan that will benefit you all the away through.

Medicare Supplement Plans, Understand When to apply to benefit

Medigap refers to the Medicare Supplement insurance that pays for the Medicare healthcare parts A and B costs that is uncovered. Normally, you must have Medicare Part A and B so that you buy a Medigap policy. However, you cannot obtain Medigap policies with Medicare Advantage. The insurance of Medigap is provided by the private health insurance companies.  A Medigap policy abides to the Federal and State laws. There are different standards within Medigap policy in most states in the health plans labelled between A to N.


Enrolment and eligibility requirements


Medicare applicants eligible for a Medigap policy should enroll in Medicare Part A and Part B so that they receive Medicare supplement health benefits. Medigap policies are of 10 types that is an additional premium monthly on top of Medicare Part B. However, you can discuss the options of your Medicare Supplement insurance plan with one of the licensed sales agents, who can surely sort through the plan choices and fit your needs best.


Medicare supplement plans are not as group or family plans. If you are a married couple, you and your spouse are treated as individuals and so there is a need to get a separate Medicare Supplement insurance policy to get benefits.


Tips to buy from an insurance company


If you are keen in buying Medicare supplement plans from an insurance company, it is mandatory that you understand the rating system of the insurance company.


  • This information will give you an insight of whether you receive the best value coverage for the insurance purchased.
  • You can also consult its agent or the insurance company and learn about value-added services or discounts offered so that the costs are reduced.
  • Sometimes the insurance companies offer discounts to couples if they are non-smokers, choose two plans or individuals agree to pay premiums through e-transfers.


Thus shopping around wisely after comparing premiums is beneficial, wherever you live.  Shop for plans here

When to apply for Medicare Supplement plan


Applying for Medicare Supplement plan is based on the time period as this also may affect the costs. Applying during open enrollment period for the Medicare Supplement plans means you are not turned down based on your health condition from insurance coverage. This is a period that begins on the month you are 65 years and are enrolled in Part B Medicare and this feature is available for six months.  Applying during this period helps as there is no medical underwriting that result in paying high premium, in case you have health conditions.